I came across a few interesting stories in the Irish Times this week. The first is about banks, but not how fucked they are financially. No it is about how they are fucked up in ways they might (or might not) give out mortgages.
Watch what you do online
This is a load of bollocks. If someone has some spare cash they are entitled to do what they want with it once they have enough to cover their mortgage. What not ask if someone has an expensive hobby, drinks a lot at the weekend or likes to snort back street cocaine. My spare cash is my spare cash so fuck off and don't tell me what I can spend it on. I remember when I was applying for my mortgage, my broker asked me if I smoked. When I said I did he tsked. I asked him would it affect my life insurance and he said no, that it was more a case of the cost and what effect it would have on my disposable income. Fuck right off you chancing fuckers. If you had been as circumspect about who you gave out billion euro loans to then maybe you wouldn't be crawling to the government now looking for handouts from them. Remember they get they money to bail you out from the taxes paid by the poor saps who enjoy themselves by logging on for a few hands of Texas Hold 'Em (as I am doing now as I write this).
The next story is a similar case of a financial institution against the little (or not so in this case) person. In this instance I am firmly in the camp of the Insurance Company.
Fat Bint Crys Foul
Now if you go for Life Assurance you have to be medically certified. Your policy would be loaded if you had diabetes, if you smoked, if you had some genetic disease or even if you had a family history of certain illnesses (heart problems and so on). Now obesity is not hereditary, nor is it a disease. You just can't stop stuffing your face with pies. "Oh no I have a glandular problem". No you fucking don't, unless the glands in question are baked in a far too rich and fatty sauce (mmmm sweetmeats). If you are obese your life expectancy is reduced and you are also prone to other ailments such as adult onset diabetes, heart disease and chronic whining that it is all someone else's fault.
I smoke and I know it is not good for me and I know it impacts on me in such instances as above. So if you fancy your cakes and coke (diet of course) then be prepared to cough up when paying your assurance premium and stop acting like a fucking victim.
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2 comments:
This recession is getting to me man. If I hear how "we lost the run of ourselves", or how chic it now is to be thrifty, or the word "recessionistas" is uttered again I'll cry.
The bookies can and should come up of some way around this - using Paypal or prepaid post office debit cards - just top up your card with cash (that you'd normally use to buy shoes for your kids if you fucking want) and hey presto! Gamble away your mortgage repayments in peace. What the fuck are they going to do with your gaff anyway if they repossess it?
The Sherman Tankers make me want to puke - moralising about gambling? Don't make me larf.
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I think you are being a bit harsh on the chunky lady but I see your point. I felt the same way about smokers taking class action suits against tab manufacturers in the States. "Hmmmmm... I wonder why I feel like shite when I wake up, coughing bits of spongy blackened lung into the jacks? Couldn't possibly be the tabs though!". Fuck off.
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Paul - even though I'm insulated by half a continent some in-vogue expressions currently getting on my tits are -
"Sure, it had to happen."
"The higher you go, the further you fall."
"It's worse than the eighties." (not true as we don't have Kajagoogoo or Black Lace to contend with).
And the pies di resistance from Bint-in-Chief, Tanaiste, Mary Coughlan...
"The worst is over".
Phew! What a relief!
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